Here is a short comedy that is good, clean fun and at the same time a riot. Monty Banks is the featured player and he has the true comedy sense, being just about the whole thing. He is shrouded with gloom when unable to wed the lady of his heart as he does not possess the $5,000 demanded by her father. Being a resourceful young man, he sets out to get it. The advertisement of an insurance company gives him the "idea." So he takes out an accident policy and then proceeds to get the needed damages. The risks he takes would kill a half a dozen men. Even when he falls off a skyscraper (under construction) he lands on a pile of mattresses passing on a dray. In deeper gloom he tears up the policy and is promptly run over by father's car. Father's conscience troubles him and he slips into the hospital and leaves a check in the swathed invalid's hands. One glimpse at the figure is enough for Monty and he beats it. How he gets to the lady's house, marries her, and hands father's own check over to father is a further riot.
—Moving Picture World synopsis